• Fast access to funds – With a beneficiary trust or estate trust, heirs can receive assets quickly—no long probate delays.

• Skip the court process – A family trust or asset protection trust avoids the costs and public exposure of probate.

• Shield from creditors and disputes – These kinds of trusts protect your legacy and ensure your beneficiaries are secure.

• Flexible funding – You can fund with annuities, CDs, insurance policies, existing savings, or cash.

• Lots of control over who benefits – Set up beneficiary trust terms, include family, friends, charities, or special needs dependents.